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Practical Personal Finance is a Course

Practical Personal Finance

Ended Apr 30, 2018

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Full course description

Course Date:

Dec 11, 2017 - Mar 26, 2018


15 weeks


5 hrs/week



Course Type:





This course applies economic reasoning to identify how strategic decision-making can help you take steps toward living a personally rewarding and financially secure life. Attention is drawn to job choice, consumption, saving, investment, and debt and using zero-based budgeting to analyze trade offs in practical personal finance.


On completion of this course, learners will:

  • identify choices that are associated with lifestyles that are both personally fulfilling and financially secure;
  • use a budget spreadsheet to assign a responsible task to every dollar brought into a households;
  • identify choices that are prudent with respect to saving, consuming, investing, and taking on debt; and
  • set reasonable short-, medium, and long-term goals given lifestyle choices.

Target Audience: Students, teachers, and life-long learners.

Course is offered by Florida State University and Northern Michigan University.

Course Instructors

Tawni Hunt Ferrarini

Tawni Hunt Ferrarini, PhD


TAWNI HUNT FERRARINI is the Robert W. Plaster Professor of Economic Education at the Lindenwood University's Hammond Institute. Read More.

She also serves as the Sam M. Cohodas Professor at at Northern Michigan University (NMU). Tawni co-authored Common Sense Economics: What Everyone Should Know About Wealth and Prosperity (2016, St. Martin’s Press). It being translated into Spanish, Portuguese (Brazil), Korean, Myanmar, and Nepali.